Calculator

See what it costs,
before you apply.

Pick a facility, move the sliders, and the repayment appears. These are our published rates, the same ones your application is priced at.

What are you borrowing for?

You repay each month

₦222,250.00

for 6 months at 4.5% flat a month

You put in (30%)
₦450,000
We finance
₦1,050,000
Insurance fee (5%)
₦75,000
Interest (4.5% a month flat)
₦283,500
One-off processing fee (2%)
₦21,000
Total you repay
₦1,333,500

An estimate at today's published rate. Your own terms are confirmed in the app once we have reviewed your application, and there is no penalty for paying early.

Before you apply

What the number includes.

Nothing hidden

The interest and the one-off processing fee are both here, and again in full before you confirm anything in the app.

Pay early if you like

Clear the balance ahead of schedule whenever you want. There is no penalty for finishing early.

Your terms are yours

What you can borrow depends on your income and your history with us, so treat these figures as a guide until we have reviewed your application.

Licensing

Capitalwise Dynamic Pay Ltd is a licensed money lender under the Money Lenders Law of Lagos State. We are not licensed or regulated by the Central Bank of Nigeria.

  • Lagos State Government
  • Federal Competition and Consumer Protection Commission
  • Nigeria Data Protection Commission
  • Central Bank of Nigeria

Your capital
deserves to grow.

iOS app coming soon