Brokers & Introducers
You already send clients to lenders for a small referral fee. Now you can fund those loans yourself and keep the full margin instead.
You already have the clients. Capitalwise gives you the capital, the tools and the rails to lend to them, and you keep the margin on every loan you write.
What is a Portfolio Manager?
A Portfolio Manager is a partner who brings their own clients and lends to them with our capital. You are the borrower on our books: Capitalwise lends to you, you lend to your client at your own rate, and you repay Capitalwise. Your client is only credit-checked, and never signs in. Who it's built for:
You already send clients to lenders for a small referral fee. Now you can fund those loans yourself and keep the full margin instead.
Lend to your members from one allocation, with your repayments to Capitalwise collected automatically, so you can retire the informal ledgers.
Distributors, franchises and trade groups that want to extend credit down their own chain, funded by Capitalwise capital.
From your loan request to an advisory verdict and funds in your wallet, with no paperwork to chase.
Add your client with their details and BVN, then request a loan by choosing the product, amount and tenor. No bank statements or CAC papers to upload.
We run credit bureau checks on your client through CRC and FirstCentral, so you see their record clearly before you commit.
A Capitalwise analyst reviews the request and advises proceed or caution, with clear reasons. The final decision stays yours.
Sign the undertaking and the funds are released into your PM wallet. You lend on to your client, and repayment to Capitalwise begins on schedule.
Track repayment status, upcoming loan maturities, and renewal flags for your entire client base in one unified dashboard.
Follow every request from credit check to advisory verdict in real time, with nothing left to guesswork.
Your wallet, your allocation, every live loan and anything waiting on you. No spreadsheets, no chasing.
Why partner with Capitalwise
You focus on your clients. We handle the capital, the checks, the collections and the paperwork.
Start with a limit that fits you and see it rise as your repayment record proves out.
Pay any instalment yourself from your wallet, or let each due date settle from your wallet first and fall back to your linked bank only if it is short.
We assess each facility and advise proceed or caution, with reasons. The decision stays yours.
A real person at Capitalwise, reachable in an in-app thread whenever you need a hand.
Your agreement, per-loan undertakings and disbursement receipts are produced automatically.
Track every client, facility and repayment in one place, so you always know exactly where your book stands.
