Our anti-money-laundering and know-your-customer controls, and the verification tiers that follow from them.
Effective 1 January 2026
Capitalwise Dynamic Pay Ltd (“Capitalwise”) is fully committed to preventing money laundering, terrorism financing, and illegal financial activities across our wallet, investment, credit, and broker platforms.
Accounts are categorised into three distinct verification tiers:
Tier 1 · Starter
Phone number and BVN validation. Daily transfer limit ₦50,000. Maximum balance ₦300,000.
Tier 2 · Standard
NIN and government photo ID. Daily transfer limit ₦400,000. Maximum balance ₦500,000.
Tier 3 · Unlimited / Business
Utility bill and CAC registration papers. Unlimited daily transaction volume.
All customer profiles are continuously screened against OFAC, United Nations, and NFIU sanction lists. Suspicious Transaction Reports (STRs) are automatically flagged and submitted to the relevant regulatory authorities within 24 hours.
For compliance matters, reporting, or verification questions, reach our Compliance Desk.
Email compliance@capitalwisepayment.com
Hotline +234 906 503 8622
