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Personal & Business

Own it now, spread
the cost over time.

Buy the machinery, vehicle or appliance your home or business runs on, and spread the cost over easy monthly instalments instead of paying it all at once. It is yours from day one.

Finance an AssetSee all loans

How it works

Spread the cost of the things you run on.

Instead of one big upfront payment, own it now and pay over time.

1

Pick the asset

Choose the machinery, vehicle or appliance you need and get a quote from your vendor.

2

Apply with the quote

Send the asset details and the vendor’s quote or proforma invoice.

3

We pay your vendor

You put in your share, we finance the rest and pay the vendor directly, then you repay in easy monthly instalments.

What it costs

Move the sliders to see the monthly repayment at our published rate.

You repay each month

₦222,250.00

for 6 months at 4.5% flat a month

You put in (30%)
₦450,000
We finance
₦1,050,000
Insurance fee (5%)
₦75,000
Interest (4.5% a month flat)
₦283,500
One-off processing fee (2%)
₦21,000
Total you repay
₦1,333,500
Apply for this

An estimate at today's published rate. Your own terms are confirmed in the app once we have reviewed your application, and there is no penalty for paying early.

The deal, plainly

Yours from day one,
paid over time.

What you’ll bring

  • Your registered business or verified ID
  • The asset’s quote or proforma invoice
  • Your bank account, linked read-only
  • Your share of the asset cost, usually around 30%
  • Two guarantors, each verified with their BVN

That’s the whole list. No branch visits, no stamped statements.

Why it fits

Yours from day one

You own the asset immediately. It simply serves as security until you finish repaying.

The asset secures itself

No extra collateral needed. The equipment is the security.

Spread the cost

Pay in easy monthly instalments instead of one big upfront payment.

Asset & Appliance,
your questions.

Machinery, commercial vehicles, generators, office and production equipment, and home appliances. If your home or business runs on it, we can likely finance it.