You introduce
Share your unique referral link with your network: clients, community, customers, anyone who could use Capitalwise.
Share your link, send people to Capitalwise, and earn a referral fee every time a client you introduced takes a loan. No risk to carry, no book to manage, just introductions that pay.
What a referral agent does
Your job is simple: connect people who need to save or borrow with Capitalwise. Once they sign up through your link and take a loan, you earn. Capitalwise lends to the client directly: you are never the borrower, you hold none of the risk, and you never chase a repayment.
Share your unique referral link with your network: clients, community, customers, anyone who could use Capitalwise.
The loan is between Capitalwise and the client. If a client is late or defaults, it is never on you. You carry zero exposure.
Earn a referral fee each time a client you introduced takes a loan that is disbursed, paid straight to your Capitalwise wallet.
How it works
Onboarding is light on purpose: no accreditation, no signed mandate. Sign up, get your link, start sharing.
Sign up as a referral agent in a few minutes. We generate a unique, trackable referral link tied to you.
Send it to your network however you like: WhatsApp, social, in person. Every click and sign-up is tracked back to you.
When a referred client’s loan is disbursed, your referral fee lands in your wallet. Watch it all update in real time.
Everything you need
A unique link that attributes every sign-up to you, so nothing you send falls through the cracks.
Follow each referral from click to sign-up to disbursed loan, and see exactly where your fees came from.
A clear referral fee on every loan a referred client takes, paid to your wallet, no invoicing.
No accreditation and no signed mandate. If you can share a link, you can be a referral agent.
Fees settle straight into your Capitalwise wallet, the same real account number you already use.
Simple, on-brand materials to share, so your introductions look credible from the first message.
Ready for more?
A Portfolio Manager owns a book of clients, carries the risk, and lends to them at their own rate to keep the full margin. It is a bigger commitment, with accreditation and a signed mandate, and bigger, ongoing rewards.
Explore Portfolio Manager