Business Credit

Execute the contract
without tying up your cash.

Won the contract but your cash is tied up? We fund up to 70% of your confirmed purchase order, so you can buy what you need, deliver, and keep your cash free.

How it works

Won the contract? Funded.

From a confirmed LPO to funds in your wallet, so you can execute without touching your own cash.

1

Share your order

Send us the confirmed LPO or contract and your buyer’s details.

2

We verify the deal

We confirm the contract, your buyer’s standing, and the collateral you pledge.

3

Get funded and deliver

Funds land in your wallet so you can pay your suppliers and execute, then repay in monthly instalments.

What it costs

Move the sliders to see the monthly repayment at our published rate.

You repay each month

₦147,500.00

for 4 months at 4.5% flat a month

Interest (4.5% a month flat)
₦90,000
One-off processing fee (1.5%)
₦7,500
Total you repay
₦590,000

An estimate at today's published rate. Your own terms are confirmed in the app once we have reviewed your application, and there is no penalty for paying early.

The deal, plainly

Take on more than your cash allows.

What you’ll bring

  • A confirmed LPO or contract from a recognised buyer
  • Your company registration and track record
  • Supplier quotes for the order
  • Your business bank account, linked read-only
  • Business collateral you can pledge
  • Two guarantors, each verified with their BVN

That’s the whole list. No branch visits, no stamped statements.

Why it fits

Bid bigger

Take on contracts your cash alone could not carry.

Funds to your wallet

Get the cash to pay suppliers and execute, without draining your account.

Repay in instalments

Spread repayment in monthly instalments over your chosen tenor.

LPO & Contract Credit,
your questions.

Confirmed purchase orders and contracts from recognised buyers, typically corporates, government bodies and established firms. We verify the buyer as part of the review.