Personal Loans Up to ₦5M

Quick personal loans with instant approval. No collateral needed. Flexible repayment terms.

No Collateral
Instant Approval
Flexible Repayment

₦5M

Maximum Loan

5 mins

Processing Time

Bank-level Security
Instant Processing
4.8/5 Rating

Our Core Values

Driving financial innovation and empowering businesses and individuals to achieve their goals

Our Mission

To help our clients achieve financial stability and prosperous future

Our Vision

To become the financial service provider of choice for business globally

Our Agenda

Products and services are accessible and flexible to ensure clients get the best value of service.

Ready to Get Started?

Join thousands of satisfied customers who trust us with their financial needs

OUR PARTNERS

We collaborate with trusted financial institutions, technology providers, and ecosystem enablers who share our commitment to empowering individuals and businesses with smart, accessible financial solutions.

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HOW IT WORKS

Get Your Loan in 3 Simple Steps

Your one-stop shop for savings, loans, and all financial intermediary services.

1

Apply Online

Fill a 2-minute form with no paperwork required

2

Instant Decision

Get approval in seconds with no surprises

3

Get Funded

Cash lands in your account within 3 minutes

Ready to Get Started?

Join thousands of Nigerians who trust us with their financial needs

OUR LOAN PRODUCTS

Expert services that deliver unmatched value and experience

Our experts ensure you get the best value and experience with comprehensive financial solutions.

Savings Loan

Savings Loan

Our savings product is designed to encourage a healthy savings habit. You get to earn on your savings

Capitalwise Target Savings

Our savings product is designed to encourage a healthy savings habit. You get to earn on your savings

Capitalwise Savings Invest

This savings/investment product where individuals can save up and earn their interest/ROI upfront. (Ts & Cs apply).

LOAN CALCULATOR

Determine your monthly payments in three simple steps!

Using our loan calculator, you can calculate your estimated monthly payments, total interest, and overall payment amount.

Select Loan Type

Min: ₦0

Max: ₦0

Select Duration
SUCCESS STORIES

Business Growth & Support

As a small business owner, getting access to quick, flexible financial solutions is a game-changer. Capitalwise not only bridged our funding gap, they did it with zero stress and full transparency.

Chinedu O, CEO, SwiftClean Services
FREQUENTLY ASKED QUESTIONS

Everything you need to know about our services and processes

Still have questions?

Can't find the answer you're looking for? Our friendly team is here to help.